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Building Retrofit Energy Efficiency Financing (BREEF) Scheme


Energy efficiency improvement works can help to substantially reduce a building's energy bills but they may involve high upfront capital. BCA introduced BREEF in 2011 to offer financing to offset the high upfront costs, through an energy performance contract arrangement.

With the scheme, applicants can obtain financing from the Participating Financial Institutions and pay off the loan through the energy savings reaped. BREEF can cover the cost of equipment, installation and professional fees

Effective Date

The BREEF scheme will end on 31 March 2023.


BREEF facilitates financing for the purchase and installation of energy efficient equipment or renewable energy system for the following:

  1. Owner or joint owners of a non-residential building in Singapore

  2. Management Corporation constituted under the Land Titles (Strata) Act (Chapter 158) for residential and non-residential buildings

  3. Energy Performance Contracting (EPC) firms accredited by the Singapore Green Building Council

  4. Energy Services Companies (ESCO) accredited by the ESCO Accreditation Committee

  5. Special Purpose Vehicles (SPV) set up to deliver, perform or provide energy performance improvements for residential or non-residential buildings

Scheme Conditions

The credit facilities are to be used for energy efficiency retrofits of existing buildings which will lead to the building achieving minimum Green Mark certified standard; the building must maintain its Green Mark certification for period of loan tenure.

Scheme Details

Max loan quantum per loan Up to S$4 million or 90% of total retrofit costs, whichever lower
Interest Rate Determined by FI
Max Loan Tenure Up to 5 years

Participating Financial Institutions:

PFI Contact Contact Detail
DBS Bank Limited DBS BusinessCare 1800 222 2200
Hitachi Capital Asia Pacific Pte Ltd Ernst Wong 6833 6140
IFS Capital Limited Dennis Yap Dennis.yap@ifscapital.com.sg
ORIX Leasing Singapore Limited -- 6339 3622
United Overseas Bank Terence Tay/ Jerry Chew 6539 1271/ 6539 8765

Application Guidelines & Form:

For more information, please contact:

For general enquiry, please e-mail: bca_enquiry@bca.gov.sg

BCA Green Mark certification supports green buildings movement by encouraging sustainable buildings in Singapore built environment. Moving forward, BCA encourages Super Low Energy (SLE) Buildings and Healthier Workplaces.